Legal entityCapital Financial Services SA · twispay.com
Licensed payment institution and gateway.
Capital Financial Services SA filed a turnover of 3.6 M RON (€709 k) for 2025, down 48.3% on 2024. Over five years turnover fell to 58.5% of its 2020 level (6.1 M RON). The year closed with a net loss of 22.9 M RON, 640.6% of turnover. The company reported 31 employees on average, 115 k RON of turnover per head. Deferred revenue was only 4% of turnover, so most income is billed as it is earned, as in services or usage-based pricing.
Capital Financial Services SA is the licensed payment institution behind Twispay.
| FY | Turnover lei | in EUR | YoY | Net result lei | Margin | Staff | Deferred rev. lei | of turnover | Cash lei | Equity lei |
|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 3.6 M | €709 k | −48.3% | −22.9 M | −640.6% | 31 | 138 k | 4% | 5.1 M | 12.5 M |
| 2024 | 6.9 M | €1.4 M | +42.5% | −24.8 M | −358.1% | 38 | 218 k | 3% | 7.4 M | 15.3 M |
| 2023 | 4.9 M | €981 k | −29.2% | −18.4 M | −378.6% | 34 | 294 k | 6% | 17.9 M | 16.6 M |
| 2022 | 6.9 M | €1.4 M | −8.7% | −12.9 M | −187.9% | 30 | – | – | 28.0 M | 26.6 M |
| 2021 | 7.5 M | €1.5 M | +23.0% | −3.6 M | −47.4% | 13 | – | – | 21.9 M | 10.1 M |
| 2020 | 6.1 M | €1.3 M | −16.6% | −2.1 M | −34.4% | 17 | – | – | 23.1 M | 7.8 M |
| 2019 | 7.3 M | €1.5 M | +79.8% | 120 k | 1.6% | 19 | – | – | 22.5 M | 10.1 M |
| 2018 | 4.1 M | €876 k | +5697.4% | −2.2 M | −53.0% | 16 | – | – | 21.8 M | 9.9 M |
| 2017 | 70 k | €15 k | +88.3% | −3.3 M | −4712.2% | 10 | – | – | 1.5 M | 2.8 M |
| 2016 | 37 k | €8.3 k | +4.3% | −2.3 M | −6148.8% | 8 | – | – | 549 k | 2.9 M |
| 2015 | 36 k | €8.1 k | +617.8% | −2.5 M | −7018.8% | 11 | – | – | 1.9 M | 2.0 M |
| 2014 | 5.0 k | €1.1 k | +2686.6% | −4.0 M | −81015.4% | 12 | – | – | 882 k | 2.0 M |
| 2013 | 179 | €41 | – | −3.1 M | −1755567.6% | 7 | – | – | 2.2 M | 2.8 M |
| 2012 | 0 | €0 | −100.0% | −427 k | – | 2 | – | – | 13 k | 2.0 M |
| 2011 | 3.8 k | €901 | −93.9% | 67 k | 1745.4% | – | – | – | 151 k | 2.4 M |
| 2010 | 63 k | €15 k | – | 25 k | 39.8% | 1 | – | – | 1.1 k | 74 k |
| 2009 | – | – | – | −12 k | – | 1 | – | – | 380 | 49 k |
| 2008 | – | – | – | −10 k | – | 1 | – | – | 1.0 k | 61 k |
Turnover is the net turnover line of the profit and loss account; the net result is profit less loss; staff is the average number of employees declared for the year; deferred revenue is "venituri înregistrate în avans" from the balance sheet. Sources: situatii_financiare_2025 (published 2026-06-11), situatii_financiare_2024_actualizat (published 2026-06-24), situatii_financiare_2022 (published 2023-08-28), situatii_financiare_2021 (published 2022-07-07) and earlier sets. Retrieved through apifirme.
| Company | Turnover | YoY | Net margin | Staff |
|---|---|---|---|---|
| Netopia PaymentsBucharest · Fintech & payments | €15.1 M76.0 M RON | +11.6% | 16.4% | 44 |
| EuPlătescBucharest · Fintech & payments | €8.6 M43.2 M RON | +30.1% | 35.1% | 30 |
| PagoVoluntari · Fintech & payments | €3.0 M15.3 M RON | −35.3% | −6.5% | 11 |
| FinqwareCluj-Napoca · Fintech & payments | €1.2 M5.9 M RON | +39.4% | 16.6% | 14 |
| OveitRâșnov · Fintech & payments | €69 k347 k RON | −20.9% | −198.7% | 3 |
curl https://apifirme.dev/rest/v1/companies/22170545/financials \ -H "Authorization: Bearer af_live_…"
The register record, every annual statement since 2008 and the change history of any Romanian company, with an MCP server for AI agents. Static copy of this page: JSON · Markdown.