# Life Is Hard (24broker): turnover, profit and staff from the official filings

Legal entity: Life Is Hard S.A. · CUI 16336490 · register J12/1403/2004 · seat Florești · founded 2004 · CAEN 6210 Activități de realizare a soft-ului la comandă (software orientat client)

Insurance-brokerage SaaS; listed on the Bucharest Stock Exchange.

Category: Industry software (https://saas-analytics.com/categories/vertical.md). Website: https://www.lifeishard.ro/.

## Key figures 2025

- Turnover: 26.9 M RON (€5.3 M), +2.0% year on year
- Net result: −20.7 M RON, margin −76.8%
- Employees (average): 87, turnover per head 309 k RON
- 3-year compound growth: +2.3%
- Deferred revenue: 23.4 M RON, 87% of turnover (strong subscription fingerprint)

Life Is Hard S.A. filed a turnover of 26.9 M RON (€5.3 M) for 2025, up 2.0% on 2024. Over five years turnover grew 3.7×, from 7.2 M RON in 2020. The year closed with a net loss of 20.7 M RON, 76.8% of turnover. The company reported 87 employees on average, 309 k RON of turnover per head. Deferred revenue stood at 23.4 M RON, 87% of turnover: money invoiced for periods not yet served, the clearest fingerprint of a subscription business in a Romanian filing.

## Every year on file

| FY | Turnover (RON) | Turnover (EUR) | YoY | Net result (RON) | Margin | Staff | Deferred revenue (RON) | of turnover | Cash (RON) | Equity (RON) |
|---|---:|---:|---:|---:|---:|---:|---:|---:|---:|---:|
| 2025 | 26,922,863 | 5,339,295 | +2.0% | -20,666,530 | −76.8% | 87 | 23,424,143 | 87% | 9,188,962 | 28,631,115 |
| 2024 | 26,385,838 | 5,304,112 | −13.6% | 507,750 | 1.9% | 110 | 14,057,272 | 53% | 16,045,387 | 47,668,115 |
| 2023 | 30,556,248 | 6,177,347 | +21.7% | 6,363,342 | 20.8% | 128 | 14,004,963 | 46% | 13,006,655 | 48,462,399 |
| 2022 | 25,112,026 | 5,092,168 | +16.8% | 4,600,143 | 18.3% | 128 | 14,252,278 | 57% | 9,226,861 | 42,374,046 |
| 2021 | 21,507,396 | 4,371,067 | +198.9% | 3,555,479 | 16.5% | 115 | 14,500,545 | 67% | 6,237,654 | 29,937,008 |
| 2020 | 7,196,206 | 1,487,711 | +33.9% | 1,087,082 | 15.1% | 26 | 2,156,969 | 30% | 582,183 | 5,059,986 |
| 2019 | 5,375,343 | 1,132,796 | +9.1% | 1,420,822 | 26.4% | 22 | 2,391,003 | 44% | 504,189 | 4,254,199 |
| 2018 | 4,924,861 | 1,058,313 | +27.8% | 348,615 | 7.1% | 14 | 350,390 | 7% | 22,816 | 2,856,503 |
| 2017 | 3,854,446 | 843,774 | −16.9% | 458,306 | 11.9% | 14 | 959,304 | 25% | 13,480 | 2,489,527 |
| 2016 | 4,639,907 | 1,033,203 | +11.6% | 501,005 | 10.8% | 14 | – | – | 265,859 | 2,052,307 |
| 2015 | 4,157,042 | 935,218 | +4.3% | 719,486 | 17.3% | 24 | – | – | 465,556 | 1,551,302 |
| 2014 | 3,985,293 | 896,660 | +176.6% | 726,533 | 18.2% | 20 | – | – | 547,452 | 856,140 |
| 2013 | 1,440,888 | 326,067 | +22.9% | 126,322 | 8.8% | 14 | – | – | 139,845 | 129,607 |
| 2012 | 1,172,376 | 263,101 | +39.4% | 3,574 | 0.3% | 10 | – | – | 47,326 | 3,285 |
| 2011 | 840,773 | 198,394 | +39.1% | 29,836 | 3.5% | 10 | – | – | 115,508 | -289 |
| 2010 | 604,309 | 143,545 | +132.0% | 49,846 | 8.2% | 2 | – | – | 51,765 | -30,124 |
| 2009 | 260,448 | 61,466 | +479.3% | -77,706 | −29.8% | 2 | 10,308 | 4% | 6,889 | -79,970 |
| 2008 | 44,962 | 12,209 | – | -12,977 | −28.9% | 1 | – | – | 8,520 | -2,464 |

Source: annual financial statements published by the Romanian Ministry of Finance (data.gov.ro), trade-register data from ONRC/ANAF, EUR at the BNR annual average rate; retrieved through apifirme (https://apifirme.dev/). JSON: https://saas-analytics.com/api/v1/companies/life-is-hard-24broker.json. HTML: https://saas-analytics.com/companies/life-is-hard-24broker.

Peers: AROBS Transilvania Software (https://saas-analytics.com/companies/arobs-transilvania-software.md).

Methodology and caveats: https://saas-analytics.com/methodology.md