# Finqware: turnover, profit and staff from the official filings

Legal entity: Finqware S.R.L. · CUI 38866528 · register J2019002522120 · seat Cluj-Napoca · founded 2018 · CAEN 6391 Activități ale portalurilor web

Open-banking integration platform.

Category: Fintech & payments (https://saas-analytics.com/categories/fintech-payments.md). Website: https://finqware.com/.

## Key figures 2025

- Turnover: 5.9 M RON (€1.2 M), +39.4% year on year
- Net result: 985 k RON, margin 16.6%
- Employees (average): 14, turnover per head 424 k RON
- 3-year compound growth: +103.9%
- Deferred revenue: 461 k RON, 8% of turnover (little deferred revenue)

Finqware S.R.L. filed a turnover of 5.9 M RON (€1.2 M) for 2025, up 39.4% on 2024. Over five years turnover grew 48.2×, from 123 k RON in 2020. Net profit was 985 k RON, a margin of 16.6%. The company reported 14 employees on average, 424 k RON of turnover per head. Deferred revenue was only 8% of turnover, so most income is billed as it is earned, as in services or usage-based pricing.

## Every year on file

| FY | Turnover (RON) | Turnover (EUR) | YoY | Net result (RON) | Margin | Staff | Deferred revenue (RON) | of turnover | Cash (RON) | Equity (RON) |
|---|---:|---:|---:|---:|---:|---:|---:|---:|---:|---:|
| 2025 | 5,941,015 | 1,178,212 | +39.4% | 985,206 | 16.6% | 14 | 460,744 | 8% | 283,849 | 4,256,651 |
| 2024 | 4,262,056 | 856,764 | +42.1% | 1,356,704 | 31.8% | 14 | 338,674 | 8% | 10,963 | 2,868,046 |
| 2023 | 2,998,881 | 606,263 | +327.9% | 47,390 | 1.6% | 13 | 442,199 | 15% | 65,811 | -318,685 |
| 2022 | 700,847 | 142,116 | +124.5% | -2,036,284 | −290.5% | 7 | – | – | 74,158 | -300,291 |
| 2021 | 312,189 | 63,448 | +153.1% | -2,350,237 | −752.8% | 7 | – | – | 1,386,282 | 1,737,482 |
| 2020 | 123,350 | 25,501 | +2076.6% | -399,973 | −324.3% | 3 | – | – | 23,540 | 2,597,769 |
| 2019 | 5,667 | 1,194 | – | -427,985 | −7552.2% | 3 | – | – | 131,978 | -338,044 |
| 2018 | – | – | – | -167,355 | – | – | – | – | 65,904 | -147,355 |

Source: annual financial statements published by the Romanian Ministry of Finance (data.gov.ro), trade-register data from ONRC/ANAF, EUR at the BNR annual average rate; retrieved through apifirme (https://apifirme.dev/). JSON: https://saas-analytics.com/api/v1/companies/finqware.json. HTML: https://saas-analytics.com/companies/finqware.

Peers: Netopia Payments (https://saas-analytics.com/companies/netopia-payments.md), EuPlătesc (https://saas-analytics.com/companies/euplatesc.md), Pago (https://saas-analytics.com/companies/pago.md), Twispay (https://saas-analytics.com/companies/twispay.md), Oveit (https://saas-analytics.com/companies/oveit.md).

Methodology and caveats: https://saas-analytics.com/methodology.md